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How-To Guide

Digital Nomad vs Non-Lucrative Visa (Spain)

Reviewed by Eric Provencio, Founder of VisaMind·Last verified February 23, 2026

16 min read

Compare remote work and non-employment visa options in Spain.

Key takeaways

  • Choose the Digital Nomad Visa if your income is primarily from remote work for companies outside Spain.
  • Opt for the Non-Lucrative Visa if you do not intend to work in Spain and have sufficient financial means.
  • Understand that switching from a Digital Nomad Visa to a Non-Lucrative Visa involves a specific process.
  • Clarify that the Digital Nomad Visa does not offer unrestricted work location flexibility within Spain.
  • Explore real-life scenarios to better understand which visa aligns with your lifestyle and work preferences.

Quick answers

Do I need to speak Spanish for a Non-Lucrative Visa in Spain?
You do not need to speak Spanish to apply for a Non-Lucrative Visa in Spain. However, knowing Spanish can significantly ease the integration process and daily life in Spain. The visa primarily requires proof of financial means and comprehensive health insurance.
How much does a Spain visa cost?
The cost of a Non-Lucrative Visa for Spain is approximately €123. A Digital Nomad Visa may have different fees based on specific consulate requirements. Additional costs may include document translations, legalizations, and health insurance.
Can I work remotely on a Non-Lucrative Visa in Spain?
You cannot work remotely for a Spanish company on a Non-Lucrative Visa in Spain. This visa requires that you do not engage in any professional activities within the country. However, working for a foreign company remotely is generally accepted.

When to Read This

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Is a Spanish Visa Right for Your Remote Lifestyle?

In today's increasingly globalized world, more than 35 million digital nomads are redefining what it means to work from anywhere. Spain, with its vibrant culture and favorable climate, is a top destination for those seeking a blend of work and leisure. If you're contemplating a move to Spain, understanding the nuances between the Digital Nomad Visa and the Non-Lucrative Residence Visa is crucial. This guide is tailored for individuals who are evaluating these two visa options and need clarity on which best suits their lifestyle and professional aspirations.

Who Benefits from This Comparison?

This section is specifically designed to help remote workers, freelancers, and retirees who are considering a long-term stay in Spain. If your income is generated from outside Spain, the Non-Lucrative Residence Visa might seem appealing due to its allowance for residency without employment. Conversely, the Digital Nomad Visa is crafted for those who wish to work remotely while embracing the Spanish lifestyle. By comparing these visas, you will uncover the differences in eligibility, financial requirements, and the potential for integration into the Spanish workforce.

Navigating Your Visa Options

Choosing the right visa is more than a formality—it’s a gateway to new experiences. Dive into the specifics of the Digital Nomad Guide to explore how you can work remotely in Spain. Alternatively, the Retirement Guide may offer valuable insights if you are looking to retire comfortably in Spain. For those balancing between different visa types, understanding the Financial Requirements can also be pivotal in making an informed decision.

Quick Comparison Table

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Quick Comparison Table: Digital Nomad Visa vs Non-Lucrative Visa

When considering a move to Spain, understanding the differences between the Digital Nomad Visa and the Non-Lucrative Residence Visa is crucial. Here's a quick overview of these options to help you decide which might be the best fit for your lifestyle and goals.

Visa TypeEligibilityCostTimelineEmployer RequirementsPath to Permanent Residence (PR)
Digital Nomad VisaMust be a remote worker for a company outside Spain or self-employed€500-€1,000 (approximate application fees)1-2 months for processingNo Spanish employer requiredPossible pathway depending on visa renewals
Non-Lucrative VisaSufficient financial means to support yourself without working in Spain€60-€140 (approximate application fees)1-2 months for processingNo employment allowed in SpainPath to PR after 5 years
Eligibility and Employer Requirements

The Digital Nomad Visa is tailored for those who can work remotely, either as employees of foreign companies or as freelancers. This enables you to enjoy the Spanish lifestyle while maintaining your existing job. On the other hand, the Non-Lucrative Visa requires you to demonstrate substantial financial resources since it prohibits any form of employment within Spain.

Costs and Timelines

The costs associated with these visas can vary based on your nationality and specific circumstances. The Digital Nomad Visa generally entails higher fees, ranging from €500 to €1,000, whereas the Non-Lucrative Visa is more affordable, typically costing between €60 and €140. Both visas have similar processing timelines, usually taking between 1 to 2 months. You can find more details on application timelines in the Processing Times guide.

Path to Permanent Residence

Both visas offer potential paths to permanent residence, though the specifics can depend on various factors like renewals and continuous residency. The Non-Lucrative Visa provides a more straightforward path, allowing you to apply for permanent residency after five years of legal residence in Spain. For the Digital Nomad Visa, the path to permanent residency can be pursued depending on the renewal options available to you. For more information on this process, you might want to explore the Long Term Residence situation page.

Choosing between these visa options depends on your personal and professional situation. If you plan to work remotely, the Digital Nomad Visa could be ideal. However, if you have sufficient personal funds and prefer not to work, the Non-Lucrative Visa might be more suitable. For a deeper dive into the digital nomad lifestyle in Spain, you can refer to our Digital Nomad Guide.

Choose Option A If...

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Are You Looking to Work Remotely?
  • Digital Nomad Visa: If your primary income comes from working remotely for a company outside Spain, or if you run your own remote business, the Digital Nomad Visa is designed for you. This visa allows you to live in Spain while continuing to work for your non-Spanish employer or managing your remote business.

  • Flexibility and Mobility: As a digital nomad, you may prefer the flexibility to move within the Schengen Area for short periods without additional visas. The Digital Nomad Visa supports this lifestyle, facilitating travel across Europe.

  • Access to Digital Resources: If your work requires robust digital infrastructure, Spain offers excellent connectivity and coworking spaces, making it an ideal base for digital nomads.

Do You Have Financial Independence?
  • Non-Lucrative Residence Visa: Choose this option if you have sufficient financial means to support yourself without working. It's ideal for those who want to enjoy the Spanish lifestyle without engaging in any economic activities. Check the Financial Requirements for specific income thresholds.

  • Retirement in Spain: If you're considering retirement and have a stable, passive income, the Non-Lucrative Residence Visa allows you to reside in Spain without the need for employment. For more insights, refer to the Retirement Guide.

Do You Want a Long-Term Stay Without Working?
  • Non-Lucrative Residence Visa: This visa is suitable if you're planning a long-term stay in Spain without engaging in lucrative activities. It is an excellent choice for those who want to immerse themselves in the culture, learn the language, or enjoy a peaceful lifestyle.

  • Family Time: If your goal is to relocate for family reasons, such as accompanying a spouse or partner who is working in Spain, the non-lucrative option allows you to stay together without the pressure of finding employment.

Are You Planning to Explore Spain for Work Opportunities Later?
  • Digital Nomad Visa: While it primarily supports remote work, holding a Digital Nomad Visa doesn't restrict you from exploring local job opportunities in the future. It’s a flexible starting point if you anticipate transitioning to a different visa type, like the National Work Visa.

  • Networking Opportunities: Spain hosts a vibrant community of professionals and entrepreneurs. With a Digital Nomad Visa, you can engage in networking events, build professional connections, and explore potential collaborations.

In summary, whether you want the freedom to work remotely, enjoy retirement, or reside in Spain without immediate employment, both visa options cater to different lifestyle choices. Consider your financial status, work preferences, and long-term plans when making your decision.

Choose Option B If...

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Lifestyle and Work Preferences
  • Remote Work Flexibility: If you have a remote job or run an online business and prefer the flexibility to work from anywhere, the Digital Nomad Visa is a better fit. It allows you to live in Spain while continuing your professional activities remotely.

  • Non-Working Lifestyle: Choose the Non Lucrative Residence Visa if you do not plan to work while in Spain. This visa is tailored for those who can financially sustain themselves without engaging in local economic activities.

Financial Considerations
  • Income Source: If your income is generated from outside Spain, such as through investments, pensions, or savings, and you do not intend to work, the Non Lucrative Residence Visa is ideal. It supports those who wish to retire or live off non-salary income.

  • Proof of Funds: The Non Lucrative Visa requires you to demonstrate sufficient financial means to support yourself and any dependents. Refer to the Financial Requirements guide for more details on the monetary thresholds.

Long-Term Residency Plans
  • Path to Permanent Residency: If your goal is to eventually become a long-term resident of Spain, the Non Lucrative Visa may be more favorable. It can be renewed annually, and after five years, you may be eligible for Long Term Residence.

  • Visa Extension: For those planning an extended stay without immediate employment, the Non Lucrative Visa allows for easier renewal processes. Consult the Visa Extension Guide for information on maintaining your visa status.

Family and Dependents
  • Family Accompaniment: If you wish to bring family members along, the Non Lucrative Visa accommodates this, allowing dependents to reside with you without the need for separate work permits.

  • Educational Opportunities for Children: The Non Lucrative Visa allows children to attend school in Spain without requiring a National Student Visa, simplifying the process of integrating your family into Spanish life.

Choosing between the Digital Nomad Visa and the Non Lucrative Residence Visa largely depends on your personal and financial circumstances, as well as your long-term plans in Spain. Consider your work situation, income sources, and family needs when making your decision.

Key Differences Explained

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What Are the Main Purpose and Eligibility Criteria?

One of the primary differences between the Digital Nomad Visa and the Non-Lucrative Residence Visa is the purpose and eligibility criteria associated with each. The Digital Nomad Visa is designed for individuals who want to work remotely for non-Spanish companies while residing in Spain. This visa caters to the growing trend of remote work and allows individuals to live in Spain while working for employers or clients outside of the country.

On the other hand, the Non-Lucrative Residence Visa is aimed at those who wish to retire or live in Spain without engaging in any work or professional activities, whether in Spain or abroad. This visa requires applicants to demonstrate sufficient financial means to support themselves and their dependents without working.

Eligibility Criteria:

  • Digital Nomad Visa:

    • Proof of remote work capability and employment with a company outside of Spain.
    • Evidence of consistent income from work performed for non-Spanish companies.
  • Non-Lucrative Residence Visa:

    • Proof of sufficient financial resources, such as savings or passive income.
    • Commitment not to engage in any professional activities while in Spain.

For more detailed requirements, you can check our Digital Nomad Guide.

How Do Financial Requirements Differ?

Financial requirements are another critical differentiator between the two visa options. Both visas require you to prove that you have the financial means to support yourself, but the specifics vary.

  • Digital Nomad Visa: The financial requirements for this visa are primarily focused on demonstrating a steady income from remote work. Applicants may need to provide contracts, pay slips, or invoices as evidence of their income stream.

  • Non-Lucrative Residence Visa: This visa has a more stringent financial requirement, as you must prove you have sufficient passive income or savings to support your stay in Spain without engaging in work. This could include bank statements, pension plans, or investment income.

For a comprehensive list of financial documents needed, refer to our Documents Checklist.

Can You Switch Between Visas?

Switching between visa types is an important consideration for those whose circumstances may change. Generally, switching from one visa type to another requires a new application process, subject to the eligibility criteria of the desired visa.

  • From Digital Nomad to Non-Lucrative: If you wish to switch from a Digital Nomad Visa to a Non-Lucrative Visa, you must demonstrate you no longer intend to work, including remotely, and meet the financial requirements of the Non-Lucrative Visa.

  • From Non-Lucrative to Digital Nomad: Conversely, transitioning to a Digital Nomad Visa would require proof of remote employment and income from sources outside Spain.

For more information on transitioning between visas, see our Visa Extension Guide.

Understanding these key differences will help you decide which visa aligns best with your lifestyle and long-term plans in Spain. Whether you're keen to work remotely as a digital nomad or enjoy a leisurely life without work commitments, Spain offers a pathway to suit your needs.

What People Get Wrong

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Misconceptions About the Digital Nomad Visa
  • Work Location Flexibility: Many assume that the Digital Nomad Visa allows you to work with complete freedom across Spain. However, it's crucial to understand that this visa is specifically designed for those who work remotely for companies outside Spain. If you plan to work for a Spanish company, you would need a National Work Visa instead.

  • Tax Obligations: A common misconception is that digital nomads are exempt from Spanish taxes. In reality, if you spend more than 183 days in Spain, you are considered a tax resident, which means your global income may be subject to Spanish taxation. This could affect your decision if you plan to live long-term as a digital nomad.

  • Family Inclusion: Some believe that the Digital Nomad Visa automatically allows family members to join you. While it is possible, family members may need to apply for their own visas, such as the Family Reunification Visa.

Misconceptions About the Non-Lucrative Visa
  • Income Sources: The Non-Lucrative Residence Visa is often mistakenly thought to allow some form of income generation within Spain. However, this visa is strictly for those who do not intend to work in Spain. You must prove sufficient financial means from passive income sources, such as pensions or investments.

  • Short-term Stay: Some people wrongly believe that this visa is only suitable for short-term residency. In fact, it can be renewed, allowing for long-term residence in Spain, similar to options found in the Long Term Residence Visa.

  • Healthcare Access: There's a misconception that holding a Non-Lucrative Visa automatically grants you access to the public healthcare system in Spain. In reality, you must have private health insurance coverage as part of the visa requirements, similar to other visa types like the Schengen Tourist Visa.

Understanding these nuances can help you choose the appropriate visa for your stay in Spain, whether you're planning to work remotely or settle without employment. For more details on how to apply for these visas, you can refer to our How To Apply guide.

Can You Switch Later?

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Can You Switch from a Digital Nomad Visa to a Non-Lucrative Visa?

If you are currently residing in Spain on a Digital Nomad Visa and wish to transition to a Non-Lucrative Visa, the process is not straightforward. The Digital Nomad Visa is designed for individuals who can work remotely for businesses outside Spain, while the Non-Lucrative Visa is intended for those who do not intend to engage in any work activities within the country. Conversion between these visas involves several steps and considerations.

Key Steps
  1. Exit and Reapply: Generally, you cannot directly change your visa status from within Spain. You would likely need to exit Spain and reapply for the Non-Lucrative Visa from your country of residence.

  2. Financial Requirements: Ensure you meet the financial criteria for the Non-Lucrative Visa. This typically involves proving sufficient funds to cover living expenses without employment income in Spain.

  3. Documentation: Gather necessary documents, such as proof of financial means, health insurance, and a clean criminal record. Refer to the Documents Checklist for detailed requirements.

Switching from a Non-Lucrative Visa to a Digital Nomad Visa

Transitioning from a Non-Lucrative Visa to a Digital Nomad Visa requires careful planning. As the Non-Lucrative Visa does not permit any form of work, you will need to establish eligibility for the Digital Nomad Visa.

Process Overview
  • Eligibility Verification: Confirm that you meet the criteria for the Digital Nomad Visa, which includes demonstrating remote work capabilities and contracts with non-Spanish companies.

  • Application Submission: This may involve leaving Spain to submit your application from abroad, similar to the process described for moving from a digital nomad status to non-lucrative.

  • Required Documents: Prepare documents proving your remote work situation and financial self-sufficiency. The How To Apply guide can provide further assistance.

Considerations for Both Transitions
  • Travel Interruptions: Transitioning between these visas may require travel outside of Spain, potentially causing interruptions to your stay.
  • Application Timelines: Be aware of processing times for visa applications. Details are available in the Processing Times guide.

Switching between these visa types entails careful consideration of your circumstances and thorough preparation of your application materials. Always ensure that you are meeting Spain's current immigration requirements.

Real Scenarios

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Real-Life Situations: Choosing Between Visas

Navigating the choice between a Digital Nomad Visa and a Non-Lucrative Residence Visa in Spain can shape your experience in the country. Let's explore scenarios that might help clarify which option suits your lifestyle and career goals.

Work Flexibility vs. Leisure Lifestyle

Consider Emma, a freelance graphic designer from the US. She thrives on the flexibility to work remotely for clients worldwide. For Emma, the Digital Nomad Visa is ideal, as it allows her to reside in Spain while continuing her work without needing a traditional work visa. This option provides a legal framework for professionals who wish to live in Spain while earning income from outside the country. The ability to work remotely aligns perfectly with her lifestyle, and she can enjoy the vibrant culture of cities like Barcelona or Madrid while fulfilling her professional commitments.

Alternatively, imagine John, a recent retiree from the UK who dreams of spending his golden years in the serene landscapes of Spain. John's primary aim is not to work but to enjoy a leisurely lifestyle. For him, the Non-Lucrative Residence Visa is more appropriate. This visa caters to individuals who can financially support themselves without engaging in any professional activities in Spain. With this visa, John can immerse himself in Spanish culture, travel across Europe with ease, and bask in the Mediterranean sun without the pressure of work.

Financial Considerations and Lifestyle Choices

A critical factor in choosing between these visas involves financial requirements. The Non-Lucrative Residence Visa demands proof of significant financial means, typically through savings or pension income, as it does not permit any economic activities. In contrast, the Digital Nomad Visa requires evidence of ongoing remote work contracts or freelance work, demonstrating that you can sustain yourself financially while residing in Spain.

For more details on financial prerequisites, you might refer to the Financial Requirements. Additionally, understanding the Schengen Tourist Visa can be beneficial for individuals looking to initially explore Spain before making a long-term commitment.

In conclusion, determining the right visa depends on your professional intentions and lifestyle aspirations. Whether you are seeking a vibrant city life while maintaining your career or a peaceful retirement in the Spanish countryside, Spain offers visa options that accommodate a variety of personal circumstances.

FAQs

How long does it take to get a Digital Nomad Visa for Spain?
The process to obtain a Digital Nomad Visa for Spain typically takes 20-45 days after application submission. This timeline can vary based on the consulate and the completeness of your application.
Can I switch from a Non-Lucrative Visa to a Digital Nomad Visa in Spain?
Switching from a Non-Lucrative Visa to a Digital Nomad Visa may be possible, but it requires starting a new application process. You must meet all the eligibility requirements for the Digital Nomad Visa, including proof of remote work and income.
What are the financial requirements for a Non-Lucrative Visa in Spain?
To qualify for a Non-Lucrative Visa, you need to demonstrate financial means of at least €27,115 annually. This amount may increase if you intend to bring family members, requiring additional proof of €6,778 per dependent.
Can family members accompany me on a Digital Nomad Visa in Spain?
Family members can join you on a Digital Nomad Visa if you can prove sufficient financial means to support them. Each dependent requires proof of additional income beyond the primary applicant's income requirement.
What are the common mistakes when applying for a Non-Lucrative Visa in Spain?
Common mistakes include incomplete documentation, insufficient financial proof, and inadequate health insurance. It is crucial to thoroughly check requirements and ensure all documents are translated and legalized if necessary.
What happens if my visa application is rejected for Spain?
If your visa application is rejected, you will receive a notification explaining the reasons. You can appeal the decision or reapply, addressing the issues outlined in the rejection. It's essential to ensure all criteria are met before reapplying.
Can I apply for permanent residency with a Non-Lucrative Visa in Spain?
A Non-Lucrative Visa can lead to permanent residency after five years of continuous residence in Spain. You must renew the visa periodically and continue to meet financial and other residency requirements during this period.
Important

VisaMind provides informational guidance only and is not a government agency. This is not legal advice. Requirements can change and eligibility depends on your specific facts. If your case is complex or high-stakes, consult a licensed immigration attorney.

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